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Under R20,000 you are choosing where to spend a tight budget. For everyday computing, studying and office work, an integrated-graphics build with a fast CPU, 16GB of RAM and an NVMe SSD feels quick and costs less. For gaming, put more of the budget into a current-generation dedicated graphics card and aim for smooth 1080p play.
The checklist below covers the decisions that matter most: graphics, memory and storage, CPU choice, and how much room the system leaves you to upgrade later.